NPLs | All Banks

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All U.S. BanksBankRegData.com · call reports made simple

Nonperforming LoansDefinition: Nonperforming Loans (Nonaccrual Assets +
Loans 90+ Days Past Due) divided by Total Loans. Second set includes adjustments for Government Guarantees.

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Quarter	NPL Amount
2021 Q4	99,711,926,000
2022 Q1	95,193,700,000
2022 Q2	87,999,127,000
2022 Q3	86,358,142,000
2022 Q4	89,873,266,000
2023 Q1	92,190,314,000
2023 Q2	92,991,805,000
2023 Q3	101,531,429,000
2023 Q4	107,132,799,000
2024 Q1	113,379,177,000
2024 Q2	113,527,556,000
2024 Q3	120,475,259,000

Nonperforming Loans (Billions)

21Q4
22Q1
22Q2
22Q3
22Q4
23Q1
23Q2
23Q3
23Q4
24Q1
24Q2
24Q3

99.71
95.19
88.00
86.36
89.87
92.19
92.99
101.5
107.1
113.4
113.5
120.5

Quarter	Total Loans	Nonperforming	Perc
2021 Q4	11,247,008,868,000	99,711,926,000	0.89
2022 Q1	11,356,883,140,000	95,193,700,000	0.84
2022 Q2	11,771,748,434,000	87,999,127,000	0.75
2022 Q3	12,001,416,899,000	86,358,142,000	0.72
2022 Q4	12,226,754,446,000	89,873,266,000	0.74
2023 Q1	12,212,104,345,000	92,190,314,000	0.75
2023 Q2	12,298,509,303,000	92,991,805,000	0.76
2023 Q3	12,344,382,653,000	101,531,429,000	0.82
2023 Q4	12,452,080,287,000	107,132,799,000	0.86
2024 Q1	12,417,288,360,000	113,379,177,000	0.91
2024 Q2	12,543,036,703,000	113,527,556,000	0.91
2024 Q3	12,619,886,571,000	120,475,259,000	0.95

Nonperforming Loan Rate · Past 12 Quarters

Total Loans & Leases
Component	Amount	Call Report
Total Loans & Leases	12,619,886,571,000	2122






	12,619,886,571,000

Adjusted Non Performing Loans
Component	Amount	Call Report
Noncurrent Loans & Leases	120,475,259,000	Multiple RC-N
Less: Gov Guar NA Loans	2,011,467,000	K041
Less: Gov Guar NA GNMA Loans	1,105,076,000	K044
Less: FDIC Loss Share NA	724,680,000	K104
Less: Gov Guar 90+ Loans	3,966,053,000	K040
Less: Gov Guar 90+ GNMA Loans	9,061,673,000	K043
Less: FDIC Loss Share 90+	192,000,000	K103
	103,414,310,000

Adjusted NPL Rate: (103,414,310,000÷12,619,886,571,000)*100 = 0.82

Quarter	Total Loans	Adj NPLs	Perc
2021 Q4	11,247,008,868,000	71,754,786,000	0.64
2022 Q1	11,356,883,140,000	70,890,845,000	0.62
2022 Q2	11,771,748,434,000	66,755,996,000	0.57
2022 Q3	12,001,416,899,000	66,532,240,000	0.55
2022 Q4	12,226,754,446,000	68,578,597,000	0.56
2023 Q1	12,212,104,345,000	72,560,066,000	0.59
2023 Q2	12,298,509,303,000	75,798,047,000	0.62
2023 Q3	12,344,382,653,000	85,084,229,000	0.69
2023 Q4	12,452,080,287,000	90,587,518,000	0.73
2024 Q1	12,417,288,360,000	96,932,451,000	0.78
2024 Q2	12,543,036,703,000	97,735,892,000	0.78
2024 Q3	12,619,886,571,000	103,414,310,000	0.82

Adjusted NPL Rate · Past 12 Quarters

Adjusted NPL Rate · Past 10 Years

Asset Size	# Inst	Total Loans	Adj NPLs	Perc
>1 Trillion	4	3,988,012,475,000	31,928,204,000	0.80
100-999 Billion	28	3,948,048,690,000	41,593,803,000	1.05
50-99 Billion	17	787,083,234,000	5,040,984,000	0.64
5-49 Billion	223	2,124,312,991,000	13,977,514,000	0.66
1-4.9 Billion	726	1,067,512,598,000	6,356,599,000	0.60
500-999 Million	751	363,147,156,000	2,258,078,000	0.62
250-499 Million	922	215,244,940,000	1,335,521,000	0.62
100-249 Million	984	104,928,549,000	711,718,000	0.68
50-99 Million	419	18,308,826,000	174,888,000	0.96
0-49 Million	193	3,287,112,000	37,001,000	1.13
	4,267	12,619,886,571,000	103,414,310,000	0.82

Adjusted NPL Rate Performance

Top 100 Institutions by Asset Size (to change sort click header title)

#	Institution	Symb	# Emp	Total Assets	Total Loans	Adj NPLs	Perc
1	JPMorgan Chase & Co.	JPM	228,780	3,584,172,481,000	1,353,071,000,000	10,052,000,000	0.74
2	Bank of America Corporation	BAC	136,723	2,582,078,000,000	1,088,618,000,000	8,333,000,000	0.77
3	Citibank	C	177,100	1,733,111,000,000	660,373,000,000	4,234,000,000	0.64
4	Wells Fargo & Company	WFC	194,963	1,712,898,515,000	885,950,475,000	9,309,204,000	1.05
5	U.S. Bank	USB	69,060	670,008,257,000	377,374,836,000	2,498,008,000	0.66
6	Goldman Sachs Bank USA	GS	4,090	564,359,000,000	183,383,000,000	3,425,000,000	1.87
7	PNC Bank	PNC	54,333	559,700,365,000	322,149,648,000	3,252,268,000	1.01
8	Truist Bank	TFC	35,682	515,224,000,000	304,267,000,000	1,589,000,000	0.52
9	Capital One	COF	61,227	483,857,284,000	320,338,455,000	6,114,111,000	1.91
10	Morgan Stanley	MS	1,531	435,087,000,000	224,637,000,000	1,079,000,000	0.48
11	Toronto-Dominion Bank	TD	27,247	434,100,109,000	194,307,130,000	1,580,523,000	0.81
12	Bank of New York Mellon Corporation	BK	45,742	379,510,341,000	54,618,317,000	211,449,000	0.39
13	State Street Bank and Trust Company	STT	50,596	334,336,000,000	42,136,000,000	192,000,000	0.46
14	Charles Schwab Corporation	SCHW	1,340	308,072,859,000	43,543,000,000	24,000,000	0.06
15	Bank of Montreal	BMO	17,356	264,338,493,000	147,393,059,000	1,424,600,000	0.97
16	First-Citizens Bank & Trust Company	FCNCA	17,121	220,383,000,000	138,805,000,000	1,229,000,000	0.89
17	Citizens Bank	CFG	16,986	219,536,218,000	142,563,364,000	1,739,580,000	1.22
18	Fifth Third Bank	FITB	18,566	213,583,000,000	117,280,000,000	712,000,000	0.61
19	M&T Bank Corp.	MTB	21,834	212,049,387,000	136,017,319,000	1,876,683,000	1.38
20	The Huntington National Bank	HBAN	18,960	199,221,822,000	126,947,575,000	714,627,000	0.56
21	American Express National Bank	AXP	2,122	192,153,512,000	151,012,429,000	1,047,668,000	0.69
22	KeyBank	KEY	17,367	187,220,513,000	106,676,067,000	902,629,000	0.85
23	Ally Bank	ALLY	9,751	182,176,000,000	137,590,000,000	1,489,000,000	1.08
24	HSBC Holdings PLC		1,967	163,284,345,000	58,175,026,000	790,546,000	1.36
25	Regions Bank	RF	19,452	156,385,000,000	97,305,000,000	959,000,000	0.99
26	The Northern Trust Company	NTRS	23,061	155,218,813,000	41,950,312,000	126,114,000	0.30
27	Discover Bank	DFS	13,363	149,314,469,000	126,995,899,000	2,266,629,000	1.78
28	Flagstar Bank	FLG	8,301	114,306,851,000	73,432,121,000	2,700,157,000	3.68
29	Synchrony Bank	SYF	10,504	111,840,000,000	97,996,000,000	2,330,000,000	2.38
30	UBS Bank USA	UBS	631	110,814,706,000	83,325,103,000	87,478,000	0.10
31	USAA Federal Savings Bank		14,205	110,323,000,000	44,642,000,000	336,000,000	0.75
32	Santander Bank	BSAC	4,415	101,732,667,000	53,188,030,000	896,733,000	1.69
33	Royal Bank of Canada	RY	7,941	98,827,212,000	65,506,192,000	300,996,000	0.46
34	Zions Bank	ZION	9,724	87,032,467,000	58,981,522,000	361,158,000	0.61
35	First Horizon Bank	FHN	6,923	82,362,542,000	62,946,229,000	596,801,000	0.95
36	Western Alliance Bank	WAL	3,478	79,937,723,000	56,005,138,000	355,904,000	0.64
37	Comerica	CMA	7,613	79,869,229,000	50,722,000,000	257,000,000	0.51
38	Webster Bank	WBS	4,249	79,376,267,000	52,064,630,000	409,775,000	0.79
39	East West Bank	EWBC	3,459	74,349,454,000	53,253,181,000	143,084,000	0.27
40	Popular	BPOP	8,169	71,073,216,000	36,046,384,000	431,224,000	1.20
41	Wintrust Financial Corporation	WTFC	3,882	63,877,122,000	47,579,480,000	174,217,000	0.37
42	Raymond James Financial	RJF	809	62,309,469,000	46,494,730,000	175,187,000	0.38
43	Valley National Bank	VLY	3,675	62,089,154,000	50,198,527,000	301,059,000	0.60
44	Synovus Bank	SNV	4,553	59,462,777,000	43,242,144,000	314,383,000	0.73
45	Canadian Imperial Bank of Commerce		2,754	59,275,477,000	35,460,253,000	465,596,000	1.31
46	Old National Bank	ONB	3,704	53,307,196,000	36,463,019,000	422,389,000	1.16
47	Umpqua Bank	COLB	4,554	51,904,432,000	37,569,641,000	99,374,000	0.26
48	Frost Bank	CFR	5,787	51,060,144,000	20,054,637,000	109,933,000	0.55
49	Pinnacle Bank	PNFP	3,517	50,562,077,000	34,495,527,000	122,904,000	0.36
50	BOKF	BOKF	4,806	49,908,464,000	24,033,775,000	76,221,000	0.32
51	Cadence Bank	CADE	5,327	49,204,933,000	33,509,913,000	197,703,000	0.59
52	First National Bank of Pennsylvania	FNB	4,193	47,767,124,000	33,867,664,000	129,177,000	0.38
53	UMB Bank	UMBF	2,802	47,229,981,000	24,995,967,000	26,424,000	0.11
54	South State Bank	SSB	5,144	46,071,510,000	33,835,236,000	154,552,000	0.46
55	Associated Bank	ASB	4,018	42,160,789,000	30,069,949,000	135,092,000	0.45
56	Barclays Bank Delaware		4,481	41,250,000,000	31,497,000,000	514,000,000	1.63
57	Prosperity Bank	PB	3,896	40,114,483,000	22,380,852,000	83,610,000	0.37
58	Deutsche Bank Aktiengesellschaft	DB	378	39,994,557,000	15,597,000,000	199,000,000	1.28
59	EverBank		1,562	39,856,346,000	28,403,220,000	165,997,000	0.58
60	MidFirst Bank		3,110	39,032,928,000	31,756,845,000	95,293,000	0.30
61	Bank OZK	OZK	2,963	37,441,804,000	29,218,144,000	174,194,000	0.60
62	BankUnited	BKU	1,668	35,758,118,000	24,398,703,000	253,439,000	1.04
63	Hancock Whitney Bank	HWC	3,458	35,214,458,000	23,480,217,000	85,545,000	0.36
64	Banc of California	BANC	1,957	33,345,197,000	23,556,416,000	154,752,000	0.66
65	Fulton Bank	FULT	3,614	32,059,530,000	24,193,458,000	202,033,000	0.84
66	First National Bank of Omaha		4,255	31,859,993,000	22,953,692,000	170,431,000	0.74
67	Texas Capital Bank	TCBI	1,866	31,488,755,000	22,303,193,000	93,153,000	0.42
68	Commerce Bank	CBSH	4,547	31,340,311,000	17,091,708,000	37,348,000	0.22
69	Stifel Financial Corp.	SF	431	30,510,934,000	20,770,760,000	145,433,000	0.70
70	Sallie Mae Bank		1,666	29,940,670,000	22,422,292,000	119,718,000	0.53
71	United Bank	UBSI	2,574	29,769,221,000	21,668,461,000	65,184,000	0.30
72	First Interstate Bank	FIBK	3,243	29,531,845,000	18,048,005,000	192,399,000	1.07
73	SoFi Bank	GPBI	1,279	29,264,736,000	24,311,533,000	33,068,000	0.14
74	Glacier Bank	GBCI	3,428	28,188,019,000	17,227,313,000	25,842,000	0.15
75	Washington Federal	WAFD	2,199	28,050,298,000	21,125,312,000	69,541,000	0.33
76	FirstBank		2,422	27,332,523,000	16,289,346,000	34,648,000	0.21
77	United Community Bank	UCBI	2,974	27,304,404,000	18,013,899,000	105,733,000	0.59
78	Simmons Bank	SFNC	2,958	27,232,691,000	17,344,234,000	97,392,000	0.56
79	Arvest Bank		6,164	26,691,390,000	17,993,608,000	131,781,000	0.73
80	Ameris Bank	ABCB	2,733	26,308,233,000	21,518,360,000	76,534,000	0.36
81	City National Bank of Florida		946	26,189,033,000	18,090,583,000	116,640,000	0.64
82	Eastern Bank	EBC	1,910	25,493,211,000	17,757,903,000	123,568,000	0.70
83	Atlantic Union Bank	AUB	2,122	24,685,834,000	18,348,378,000	51,750,000	0.28
84	Provident Bank	PFS	1,797	24,024,763,000	18,800,366,000	89,935,000	0.48
85	First Hawaiian Bank	FHB	2,022	23,780,584,000	14,241,370,000	22,145,000	0.16
86	Bank of Hawaii	BOH	1,854	23,767,632,000	13,923,631,000	24,649,000	0.18
87	Beal Financial Corporation		256	23,337,693,000	4,504,848,000	442,303,000	9.82
88	Cathay Bank	CATY	1,242	23,253,276,000	19,384,125,000	169,601,000	0.87
89	Ameriprise Bank	AMP	160	23,204,793,000	1,196,018,000	1,769,000	0.15
90	Axos Bank	AX	1,370	22,890,443,000	18,664,580,000	210,467,000	1.13
91	Centennial Bank	HOMB	2,579	22,747,374,000	14,823,980,000	98,349,000	0.66
92	Customers Bank	CUBI	813	21,472,569,000	14,053,116,000	41,182,000	0.29
93	WSFS Bank	WSFS	2,219	20,807,733,000	13,364,294,000	115,680,000	0.87
94	Pinnacle Bancorp		1,949	20,761,439,000	13,211,536,000	16,161,000	0.12
95	Rockland Trust Company	INDB	1,752	19,415,918,000	14,377,066,000	104,141,000	0.72
96	FirstBank Puerto Rico	FBP	3,093	18,852,409,000	12,458,665,000	112,343,000	0.90
97	Merchants Bank of Indiana	MBIN	643	18,593,873,000	14,587,296,000	205,275,000	1.41
98	The Central Trust Bank	CBCYB	2,925	18,578,011,000	11,610,851,000	33,832,000	0.29
99	Independent Bank	IBTX	1,456	18,576,369,000	14,301,735,000	54,334,000	0.38
100	Trustmark National Bank	TRMK	2,500	18,478,007,000	13,316,565,000	76,725,000	0.58